Cancellation /Diversion/short termination of trains due to agitation in Punjab area of Northern Railway

Cancellation /Diversion/short termination of trains due to agitation in Punjab area of Northern Railway
A. Cancellation/Short Termination of trains:-
1. The 1058 Amritsar-Dadar leaving Amritsar on 25.05.09 will be cancelled between Amritsar –Ambala and will originate as 1058 of 25.05.09 from Ambala as Train No. 1057 will short-terminate at Ambala.
2. The 4037 Pathankot-Delhi Express departing from Amritsar on 26.05.09 will remain cancelled between DelhiI and Amritsar
3. The 2926 Amritsar-Bandra (T) Paschim Express will originate from Panipat on 25.05.09 instead of Amritsar.
4. The 5708 Amritsar-Katihar Express will originate from Delhi on 25.05.09.
5. The 2476 Jammu Tawi- Hapa Superfast Express leaving Jammu Tawi on 25.05.09 will remain cancelled between Jammu Tawi-Ludhiana . The 2471 Bandra-Jammu Tawi Swaraj Express which left New Delhi on 25.05.09 will be short terminated at Ludhiana.
6. The 2331 Howrah-Jammu Tawi Himgiri Express arriving Jammu Tawi on 25.05.09 will be short terminated at Ludhiana and its return service the 2332 leaving Jammu Tawi on 25.05.09 will remain cancelled between Jammu Tawi and Ludhiana and 2332 will originate from Ludhiana on 26.05.09.
7. The 4649 Jaya Nagar-Amritsar Saryu Yamuna arriving Amritsar on 25.05.09 will be short terminated at Delhi and will originate as 4650 from Delhi on 25.05.09. The 4650 leaving Amritsar on 25.05.09 will remain cancelled between Amritsar-Delhi.
8. The 2715 Nanded-Amritsar Sachkand Express arriving Amritsar on 25.05.09 will be short terminated at New Delhi and the 2716 of 26.05.09 will originate ex New Delhi on 26.05.09. 2716 leaving ASR on 26.05.09 will remain cancel between Amritsar and New Delhi.
9. The 2919 Indore-Jammu Tawi Malwa Express arriving Jammu Tawi on 25.05.09 is short terminated at Rajpura Jn. Its return service, the 2920 leaving Jammu Tawi on 25.05.09 will remain cancel between Jammu Tawi and Ambala and will originate from Ambala.
10. The 3049 Howrah-Amrisar arriving Amritsar on 25.05.09 is short terminated at Doraha. Its return service, the 3050 Amritsar-Howrahof 25/26.05.09 will originate from Saharanpur.
11. The 2029 New Delhi-Amritsar Shatabdi Express which left New Delhi on 25.05.09 is short terminated at Ambala City and its return service, the 2030 Shatabdi Express of 25.05.09 will originate from Ambala City.
12. The 2497 Nizamuddin-Amritsar Shan-e-Punjab Express which left Nizamuddin on 25.05.09 is short terminated at Ambala and 2498 Shan-e-Punjab Express of 25.05.09 will originate from Ambala.
13. The 9224 Jammu Tawi-Ahmedabad Express leaving Jammu Tawi on 25.05.09 will remain cancel between Jammu Tawi and Ferozpur.Its return service, the 9223 Ahmedabad-Jammu Tawi arriving Firozpur on 25.05.09 will be short terminated at Ferozpur and will originate as 9224 from Ferozpur on 25.05.09.
14. The 4681 New Delhi-Jallandhar Intercity Express leaving New Delhi on 25.05.09 will be short terminated at Ludhiana and the 4682 Intercity Express of 26.05.09 will originate from Ludhiana. Train will remain cancelled between Ludhiana and Jallandhar City.
15. The 2459 New Delhi-Amritsar Intercity Express leaving New Delhi on 25.05.09 will be short terminated at Ludhiana and 2460 Intercity Express of 26.05.09 will originate from Ludhiana. Train will remain cancel between Ludhiana and Amritsar.
16. The 5209 Saharsa-Amritsar Jansewa exp is short terminated at Jagadhari and will originate as 5210 of 26.05.09 from Saharanpur. 5210 of 26.05.09 will be canceled between Amritsar and Saharanpur
17. The 2317 Sealdah-Amritsar Akal Takht Express arriving Amritsar on 25.05.09 is short terminated at Saharanpur .Its return service, the 2318 Akal Takht Express of 26.05.09 will originate from Saharanpur and will remain cancelled between ASR and Saharanpur.
18. The 4034 Udhampur-Delhi Jammu Mail will remain cancelled on 25.05.09 Consequently its return service 4033 will remain cancelled on 26.05.09.
B. Trains held up in Punjab area:-
1. The 413 Special which left Varanasi on 24.05.09 is short terminated at Goraya
2. The 2491 Sonepur-Jammu Tawi Mour Dwaj Express which left Saharanpur on 24.05.09 is held up at Phagwara
3. The 6317 Kanya Kumari-Jammu Tawi Himsagar Express arriving Jammu Tawi on 25.05.09 is held up near JRC.
4. The 2203 Saharsa-Amritsar Garib Rath Express will be regulated at New Delhi.

Special features of Kalka-Shimla Section

The Kalka Shimla Heritage Railway

Kalka Shimla Railway, one of the very few heritage Railways in the world, as recognized by UNESCO, offers special trains and coaches besides the regular train service between Kalka & Shimla. You too can be one of the privileged persons of having the experience of travelling on these trains/coaches for a wonderful experience and everlasting memory.

Shivalik Deluxe

1. Connecting Service to Howrah-Kalka Mail. 2. Fare Rs. 280/- inclusive of catering on-board. 3. Only one halt at Barog. 4. Wall to wall carpeting. 5. Wider glass windows for better view. 6. Improved lighting and toilet facilities. 7. Booking from any computerized PRS. 8. The first super fast train on Narrow Gauge. 9. Ultra modern coach with reversible chairs. 10. Provision of music system, microphone 11. Cabins for couples. 12. Seating capacity of 131.

Delux Rail Motor Car

1. Journey time 4 hours 25 mins. 2. Fare Rs. 247/- each passenger. 3. Decorated tubelight fittings. 4. Digital time cum temprature display unit. 5. Altimeter to indicate height. 6. Facilities of VCR, Television and Music System 7. High quality catering service. 8. A party of fourteen can book this car. 9. Transparent fibre glass roof. 10. Ergonomically designed cushioned chairs. 11. Provision of heat convectors in winter. 12. Luxurious ambience for a memorable holiday. 13.  Seating capacity for 14 or 18 persons

Shivalik Palace Tourist Coach (RA-4)

1. Fare per coach for a party of six inclusive of meals enroute. 2. Rs. 4,970/- from Kalka to Shimla Rs. 3,495/- from Shimla to Kalka Rs. 8,465 both ways (including free one night stay at Shimla). 3. Provided with temperature cum time indicator and altimeter. 4. For travelling in style-fully furnished with bed, dinning table, chairs and a well-equipped on-board kitchen. 5. Channel music system, soothing lights and bath room with ultra modern fittings.

Shivalik Queen (RA-67)

1. Digital time cum temperature display unit. 2. Fare Rs. 790/- for two.  Meals complimentary. 3. Elegantly furnished coupe for the luxury of travel. 4. Offers a memorable journey for couples. 5. Provides exclusive privacy to couples. 6. Wall to wall carpet, big windows for panoramic view of the hills.

Twin Heritage Coach

1. Two special inter-connected beautifully furnished coaches. 2. Specially designed for tourism. 3. Seating capacity 10 to 12. 4. Ornamental electrical fittings and fans. 5. Renovated lavotary and bath with shower. 6. Attached pantry and transparent snack table. 7. Fare Rs. 510/- per passenger.

Have you thought of having a special train for you, your family and friends? If yes, the same is available at very reasonable and affordable rates from any station to any station on Kalka Shimla section.  An exclusive train for Rs. 28000/- (approx.)!

For further details and bookings contact: 

Shri Karan Singh Sr. Divisional Commercial Manager, Sr. Divisional Commercial Manager, Ambala Cantt. Ph. No. 0171-2610125 Fax no. 0171-2610596 Mob no. 09729539950
Sh. Ajay Kochar, Station Superintendent, Kalka Railway Station, Kalka Ph no. 01733-221109 Mob no. 09729539948	Sh. Amar Singh, Commercial Inspector, Room no. 7, Shimla Railway Station, Shimla Mob no. 09805039972

Disclaimer: While every effort would be made to make available the train / coaches on demand, there are limitation due to limited number of stocks & operational feasibility.

If you have any complaint or suggestion related to Kalka Shimla Railway, please contact:  

Sh. Jayant Singh,
Director (Tourism & Catering), Railway Board,
Rail Bhawan, Rafi Marg, New Delhi – 110001
Ph. No. 011-23384922
Fax no. 011-23383000
Email: dctg@rb.railnet.gov.in

No full pension for those who retired before 2.9.08

 

We all know that as per 6CPC recommendations for pension benefits which was also implemented by the Government, CG employees who have completed the qualifying service of 20 years will be eligible for full pension (viz., 50 % of last pay drawn).  However, the Government gave effect to this order only from 2.9.2008 and those who retired before 2.9.2008, completion of 33 years of service is mandatory for getting full pension.

As per Office memorandum No: 38/37/08-P&PW(A) dated 2.9.2008 Government Servants who retired during 1.1.2006 to 1.9.08 after completion of 33 years of qualifying service will be eligible for full pension and the pension of those Government Servants who retired before 2.9.08 with qualifying service of less than 33 years will continue to be proportionate to the full pension based on their actual qualifying service.

However, this decision was objected by many of the pensioners as pay benefits except allowance were given with effect from 1.1.06 by the government.  Their concern is denying full pension to those who retired between 1.1.06 to 1.9.08 even  if they have completed more than 20 years is not rational.  Also, according to the affected pensioners, this decision would create phenomenal disparity in the pension benefits between the one who retired from Jan-06 to Aug-08 and others  who retired after Sept-08.

Many representations were forwarded to Government by the pensioners to rectify this disparity and to take a uniform stand for providing full pension to all those who retired after 1.1.06, if they have completed 20 years of service.

However, by issue of the Office memorandum dated 12.05.09, Government ruled out full pension for those who retired after 1.1.2006 but before 2.9.2008, even if they had completed 20 years of service.  As per this latest clarification (OM dated 12.05.09), Government servants who retired before 2.9.08 with qualifying service of 33 years will continue to be proportionate to the full pension based on their actual qualifying service.

As per the said clarification OM dated 12.05.09, the basis for taking this decision is the Government took a policy decision to implement the the provision for full pension after 20 years of service with effect  from 2.9.08.

It was also clarified by the Government that in light of various decisions of Apex Court allowing the employer to fix a cut-off date for introducing any new pension/retirement scheme, the decision of Government is in accordance with the law and there is no violation of Article 14 of the Constitution.

All about the New Pension Scheme

From May 1, Indians have access to another investment avenue to plan for retirement in the New Pension Scheme (NPS).

The scheme has been in the pipeline for at least five years but it finally took shape in 2007-08. Although the government was pushing for the scheme after a law providing statutory backing to the regulator was enacted, the Left parties, which were supporting the United Progressive Alliance government, did not allow the passage of the Bill.

So, last year, the government decided to go ahead by allowing the NPS Trust to enter management agreements with fund managers. What benefits does the NPS offer? Who is eligible? Business Standard provides a ready-reckoner.

Image: From May 1, Indians have access to another investment avenue to plan for retirement in the New Pension Scheme (NPS)

Who can join the New Pension Scheme?

Any Indian citizen between 18 and 55 years. At present, only tier-I of the scheme, involving a contribution to a non-withdrawable account, is open.

Subsequently tier-II accounts, which permit voluntary savings that can be withdrawn at any point of time, can be opened. But to be eligible to open a tier-II account, you need a tier-I account.

Image: Any Indian citizen between 18 and 55 years can join the NPS.
How do I enrol?

You will need to visit a point of presence (PoP), fill up the prescribed form with the required documents.

Once you are registered, the Central Recordkeeping Agency (CRA) will send you a Permanent Retirement Account Number (PRAN), along with telephone and internet passwords.

Image: To enrol, you need to visit a point of presence, fill up the prescribed form with the required documents

How much can I invest?

There is no investment ceiling. But the minimum investment limit has been fixed at Rs 500 a month or Rs 6,000 annually. Subscribers are required to contribute at least once a quarter but there is no ceiling on how many times you invest during the year.

What is the penalty for failure to make the minimum payment?

You will have to bear a penalty of Rs 100 per year of default and will need to pay it with the minimum amount to reactivate the account. Also, dormant accounts will be closed when the account value falls to zero.  

Image: There is no investment ceiling.

Are my investments guaranteed?

No. There is no guarantee since NPS is a defined contribution scheme and the benefits depend on the amount contributed and the investment growth up to the time of exit.

How should I select my investment option?

You can choose the investment mix between equity or E (high risk but high returns), mainly fixed income instruments or C (that come with medium risk and returns) and pure fixed investment products or G (which offer low returns but have very low risks associated with them). Equity investment is capped at 50 per cent.

At present, the equity investment consists of index funds that replicate the Sensex or Nifty portfolio. The C segment includes liquid funds, corporate debt instruments, fixed deposits and public sector, municipal and infrastructure bonds. The pure fixed investment instruments include state and central government securities.

There is a trade-off between risk and returns, with a younger investor placed better to take risks.

If you are unable to decide the investment mix, the default option will kick in.

Image: There is no guarantee since NPS is a defined contribution scheme and the benefits depend on the amount contributed and the investment growth up to the time of exit.

What is the default option?

The default option, called auto choice lifecycle fund, will see the investment mix change according to the age of the subscriber. At the lowest entry age of 18 years, auto choice entails an investment of 50 per cent in E, 30 per cent in C and 20 per cent in G.

The ratios will remain unchanged till the subscriber turns 36, when the ratio of investment in E and C will decrease annually, while the proportion of G rises.

By the time the subscriber is 55 years, G will account for 80 per cent of the corpus, while the share of E and C will fall to 10 per cent each.

Image: The default option, called auto choice lifecycle fund, will see the investment mix change according to the age of the subscriber.

Who will decide the fund manager?

At the moment, the Pension Fund Regulatory and Development Authority (PFRDA) has selected six fund managers -- State Bank of India, UTI, ICICI Prudential, Kotak Mahindra, IDFC and Reliance -- on the basis of a bidding and technical evaluation process.

You have to select one fund manager at the time of deciding your investment option; later, PFRDA may allow subscribers to choose more than one fund manager.

Can I change my investment mix and the fund manager? You can shift from one fund manager to another from May 2010.

Image: At the moment, the PFRDA has selected 6 fund managers.

What happens if I relocate to another city?

The PRAN remains the same and you can access a toll-free number (1-800-222080). The details of your PRAN and the statement of transactions will be available on the CRA website (www.npscra.nsdl.co.in).

How can I exit the scheme?

The normal retirement age has been fixed at 60 years. At 60, you will be required to use at least 40 per cent of your accumulated savings to buy a life annuity from an insurance company. A phased withdrawal is also allowed but the lump sum benefit has to be availed of before you turn 70 years.

For those looking to exit before turning 60, there is an option to withdraw 20 per cent of the accumulated savings but buy an annuity with the remaining 80 per cent.

If the subscriber dies before he or she turns 60, the nominee can receive the entire pension corpus. Alternatively, a subscriber can exit if the account value falls to zero or if the citizenship status changes.

The age of exit will be reviewed by PFRDA from time to time. There will also be the option to select an annuity that will pay a survivor pension to your spouse.

Agency	Service	Charge	Mode
CRA	Account opening	Rs 50	Through cancellation of units
Annual maintenance charge	Rs 350*
Per transaction	Rs 10*
PoP  (Max allowed)	Registration	Rs 40	Upfront payment
Per transaction	Rs 20
Trustee bank	Per transaction at RBI location	NIL	Through NAV deduction
Per transaction at non-RBI location	Rs 15
Custodian  (on asset  value)	Asset servicing	Electronic segment: 0.0075% a year: Physical segment: 0.05% a year	Through NAV deduction
Fund manager	Investment management	0.0009% a year	Through NAV deduction
Service tax and other levies as applicable * Once there are 1 million CRA accounts the annual maintenance charge will decrease to Rs 280 and per transaction charge to Rs 6. It will go  down to Rs 250 and Rs 4 once there are 3 million accounts                 Source: PFRDA

Image: The details of your PRAN and the statement of transactions will be available on the CRA website.

Are there tax benefits for NPS?

At present, the investment is covered under section 80CCD of the Income Tax Act and a tax will be levied if you withdraw the money.

You can avoid paying tax by transferring the entire corpus to the annuity service provider. PFRDA has, however, approached the government to treat investment in NPS on a par with instruments like Employees Provident Fund and Public Provident Fund, for which no tax is levied at the investment, accumulation or withdrawal stage.

Image: At present, the investment is covered under section 80CCD of the Income Tax Act and a tax will be levied if you withdraw the money.

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New Pension Scheme

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