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If you are making a payment online by debit or credit card on or after 1st August then you must have register for a extra lever of security .This security lever is called "verified by Visa" for visa cards and "Master card Secure code" in case of Master card enable cards.There are two ways to register

  1. One Go To your bank site now and register your new Security code.
  2. or Register at the time while making payment on or or after 01.08.2009

Remember this security code will be of six digit and you have to enter the same in all prospective payment through your debit/credit card.Now, you can confidently transact on the Internet without worrying about the security of your financial information. With Verified by Visa and MasterCard Secure Code your card will be just as secure over the net as it is over the counter.Verified by Visa & MasterCard Secure Code services are free to cardholders(in some banks may have one time charges) and were developed to help prevent unauthorized use of cards online.
Verified by Visa & MasterCard Secure Code protects cards with personal passwords, giving cardholders reassurance that only they can use their cards online.
Once your card is activated, your card number will be recognized whenever it's used at participating online stores. A window will automatically appear and your Visa/MasterCard card issuer will ask for your Internet Banking password linked to your card. You'll enter your password to verify your identity and complete your purchase.(read RBI circular given below)

To make online shopping safer, the RBI has made it mandatory, from 1st August onwards, for all online transactions to have an extra level of authentication. The ‘extra’ level, is a password that you will have to enter after entering your credit/debit card details while making online payments. You will require this ‘extra password’ for transacting on any website in India.This new technology is called VBV – Verified by Visa or MSC – MasterCard Secure Code.

Please visit your Credit/Debit Card issuing bank’s website to get verified by Visa / Master Card secure code. Click to select your bank and register now:
HDFC BankICICI BankCitibankHSBC BankStandard Chartered
State Bank of IndiaAxis BankABN AmroDeutsche BankKarur Vysya Bank

Date: Feb 18, 2009

Credit/Debit Card transactions-Security Issues and Risk mitigation measures


RBI / DPSS No. 1501 / 02.14.003 / 2008-2009

February 18, 2009

The Chairman and Managing Director / Chief Executive Officers
All Scheduled Commercial Banks including RRBs /
Urban Co-operative Banks / State Co-operative Banks /.
District Central Co-operative Banks

Madam / Dear Sir

Credit/Debit Card transactions-
Security Issues and Risk mitigation measures

The use of Credit/Debit Cards has been increasing in the country.  We have been reviewing various options to enhance the security of online card transactions. After extensive consultations with banks/card companies, it has been decided as under:
2. It would be mandatory to put in place with effect from August 01, 2009:
i)  A system of providing for additional authentication/validation based on information not visible on the cards for all on-line card not present transactions except IVR transactions (for which separate instructions will follow).
ii)  A system of "Online Alerts" to the cardholder for all 'card not present' transactions of the value of Rs. 5,000/ and above.
3. Banks are advised to strictly adhere to the instructions and time discipline indicated in this circular. Non-adherence to the directives shall attract penalties prescribed under the Payment and Settlement Systems Act 2007 (Act 51 of 2007).
4. This directive is issued under section 18 of Payment and Settlement Systems Act 2007, (Act 51 of 2007).
5. Please acknowledge receipt.

Yours faithfully

(G. Padmanabhan)

Chief General Manager

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PME Due Date

Master Circular No. 25

Copy of Railway Board’s letter No. 69/H/3/11 dated 06.12.1974

Subject: Implementation of the Recommendations of the Visual Sub-Committee.

6. Periodical re-examination of serving Railway Employees:

6.l. In order to ensure the continued ability of Railway employees in Classes A l, A 2, A 3, B l and B 2 to discharge their duties with safety, they will be required to appear for re-examination at the following stated intervals throughout their service as indicated below:

6.1.1. Classes A l, A 2 and A 3 —At the termination of every period of three years, calculated from the date of appointment until they attain the age of 45 years, and thereafter annually until the conclusion of their service.

Note: (l) The staff in categories A l, A 2 and A 3 should be sent for special medical examination in the interest of safety under the following circumstances unless they have been under the treatment of a Railway Medical Officer.

(a) Having undergone any treatment or operation for eye trouble irrespective of the duration of sickness.

(b) Absence from duty for a period in excess of 90 days.

(2) If any employee in medical category A has been periodically medically examined at any time within one year prior to his attaining the age of 45, his next medical examination should be held one year from the due date of the last medical examination and subsequent medical examination annually thereafter.

If, however, such an employee has been medically examined, at any time earlier, than one year prior to his attaining the age of 45, his next medical examination should be held on the date he attains the age of 45 and subsequent medical examination annually thereafter.

Ammendment: It was ammended in 1993 as below

Age Group PME Due

Age 00-45 every 4yrs

Age 45-55 every 2yrs

Age 55-60 every year
As per Rly Bd's Guideline of Medical Exam issued vide LNo. 88/H/5/12 dated 24-01-1993

a) PME would be done at the termination of every period of 4 years from date of appointment / Initial medical Exam till the date of attainment of age of 45 years, every 2 years upto 55 years & there after annual till retirement.
b) Employees who has been periodically examined at any time within 2years prior to his attaining the age of 45years would be examined after 2years from the date of last PME & subsequent PME for every 2years upto 55years age.Of

NRMU 4 you

6.1.2. Classes B-1 and B-2—On attaining the age of 45 years, and thereafter at the termination of every period of five years.