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Bank Charges@Inward ECS– Free @Out Stn Cheque- upto 10000-Rs50, 10000to 1Lac-Rs100, ^1Lac- Rs150 Post/Courier Inclusive


Dear Friends,

The News is old a Bit but what I noticed in practical life that Banks are still charging at Higher rates, so refer The Given RBI circular to Your banker and save money from Undue charges. Lets Fight for our rights.
I am in favour of deregulation of all type of business by bank on commercial terms but a month ago I realize that how much wrong I was.I have deposited a cheque of dividends of 75 Rs Havell India a outstation cheque in my bank and they have credited the my bank account with 75 Rs after 10 days and also debited my account with 85 Rs charge 50 Rs minimum charges plus 35 courier charges means net debit of Rs 10.Then I thought that this type of discretionary charges by banks are not in favour of small depositor and I should report this to RBI but like all other passive persons in the community I forgot about the issue in next two three days...But as you know all Indian are not passive and some active persons has brought this charges to the kind notice of the RBI and I am very thankful to RBI that they have issued a Instruction which is applicable to all Banks with Immediate Effect from date of issue of Circular i e 8.10.2008. Detail Of circular is given here under


Date: 08/10/2008

Levy of Service Charges for Electronic Payment Products and Outstation Cheque Collection

RBI / 2008-09 / 207
DPSS.CO.No. 611 / 03.01.03(P) / 2008-09
                                                                         October 8, 2008


The Chairman and Managing Director / Chief Executive Officer
All Scheduled Commercial Banks including RRBs /
Urban Co-operative Banks / State Co-operative Banks /
District Central Co-operative Banks

Madam / Dear Sir,

Levy of Service Charges for Electronic Payment Products and
Outstation Cheque Collection
With immediate effect, the framework of charges to be levied by banks for offering various electronic products and for outstation cheque collection service shall be as under : –
1. Electronic products
a) Inward RTGS / NEFT / ECS transactions – free, no charge to be levied.
b) Outward transactions –


RTGS – Rs. 1 to 5 lakh--

not exceeding Rs. 25 per transaction

Rs. 5 lakh and above --

not exceeding Rs. 50 per transaction


NEFT – Up to Rs. 1 lakh --

not exceeding Rs. 5 per transaction

Rs.1 lakh and above --

not exceeding Rs. 25 per transaction

c) Banks may prescribe charges not higher than cheque return charges for ECS debit returns.
d) These charges shall be applicable for all types of transactions, including inter-bank funds transfers.
2. Outstation cheque collection


Up to Rs. 10,000 ----

not exceeding Rs. 50 per instrument

Rs. 10,000 to Rs. 1,00,000 ----

not exceeding Rs. 100 per instrument

Rs.1,00,001 and above ----

not exceeding Rs. 150 per instrument

b) The above charges will be all inclusive. No additional charges such as courier charges, out of pocket expenses, etc., should be levied from the customers.
c) To reduce the clearing cycle and to promote electronic modes of payment, the drawee banks should use electronic modes like RTGS / NEFT, wherever available, to remit proceeds to the collecting bank branch.
d) Banks may make increased use of Speed Clearing and National Clearing facilities for providing efficient service.
3. The above charges are applicable only to transactions originated and payable within India.
4. The provisions of this circular shall not be applicable to cash handling charges levied by banks for handling large value cash transactions.
5. No bank should refuse to offer the products to its customers or decline to accept outstation cheques deposited by its customers for collection.
6. These Directions are issued by the Reserve Bank of India, in exercise of the powers conferred by Section 18 of the Payment and Settlement Systems Act, 2007 (Act 51 of 2007), without prejudice to permissions / approvals, if any, required under any other law.

Yours faithfully
(G. Padmanabhan)
Chief General Manager

so where as earlier banks were charging on percentage basic on full amount plus out of pocket charges but now for collection of outstation cheque charges ,RBI has delink % commission charges and fixed a upper ceiling as well .Earlier commission rates Collection of outstation cheques were 2 Rs per thousand to 5 or more Rs/thousand and varies from bank to bank and nature of account you have with the bank.
I have browsed some bank websites and the existed rates of collection for common saving account and given a benefit chart for cheque amounting to Rs 100,1000,10000,100000,500000 means comparison of charges on the basic of old rate and and rate based upon new circular by RBI as below
























































































































Microsleep- cause of Accident beyond control of Drs. Microsleep often occur at any time, typically without significant warning & Drivers were totally unaware of it

"News in Indian Express"

Bad health of railway drivers lead to train accidents
Similar Case?

Tr.No. 1019 at GUR Station

Central Railway

As many as 25 small or big train accidents that took place in the recent past were due to what the loco running staff in the Indian railways term as ‘micro-slipping effect’. This has been established by a study conducted in Germany and Japan.
Micro-slipping effect is a phenomenon in which the drivers of trains have a wink or some sort of a 'nap attack' for two second to 30 Seconds, due to lack of proper rest.
There had been a spurt of such cases wherein loco pilots happened to miss signals or apply brakes in time, thus leading to accidents. World famous Waterfall train Accident near Sidney (Australia) caused due to Micro-Sleep.
This, he said, clearly indicated the safety hazards in rail journeys stemming from loco pilot's health which the railway authorities have long been ignoring. "Owing to lack of proper rest and less number of sleeping hours, the drivers become more susceptible to causing accidents. Nearly 10 of such incidents have taken place in the South Eastern Railways.

"The erratic work hours are taking a toll on the health of loco pilots. A driver needs to rest properly so that he is vigilant when on duty. At least once in two nights he needs to have sleep at night as the day's sleep cannot provide the same kind of relief.
On the contrary, it has been found that most of the loco pilots drive long distances, sometimes without getting proper rest for consecutive nights.
"The railways are treating its loco pilots as machines. According to a survey conducted by Nagpur-based Labour Institute, health deterioration was found in up to 30 per cent of 300 loco pilots covered in the survey. This is a cause for concern for all, whether it's the loco pilots, the railway authorities or the passengers. Therefore, railways must do something in this regard.


PFRDA given a clarification 4 an article published in Indian Express, unable 2give present cumulative investment of NPS

Reference to NPS in article on retirement planning published in Express Money section of Indian Express on 31.08.2009
The Indian Express has published an article on Retirement Planning in their Express Money section written by Shri Sanjay Kr Singh. The article has drawn certain references to the New Pension System which do not give the full picture and, therefore, it has been considered necessary to issue some clarifications as follows:
1. Regarding tax status of NPS
As per the Finance Act 2009 the amount accumulated in the NPS account utilized to purchase an annuity is exempt from income tax. The article does not provide the full picture that NPS corpus will not be taxed if an individual buys an annuity.
2. Regarding waiting till 2010-11 to see what the new tax code holds for NPS
It has been stated that investors should wait till 2010-11 to see what the new tax code holds for NPS. This statement is misleading as under the Finance Act 2009, NPS accumulation utilized to purchase annuity is exempt from income tax.
3. Regarding availability of historical data for decision making
It has been stated that it is difficult to decide which fund manager one should invest with, as no historical data is available. Although NPS for common citizen was rolled out on 1st May, 2009, the NPS for Central Government employees has already been operational.
The weighted average return on the pension funds for the first year of operation as on 31st May, 2009, was 14.82% according to the unaudited figures submitted by three Fund Managers viz., LIC Pension Fund, SBI Pension Fund and UTI Retirement Solutions. Moreover, historical data regarding the performance of the sponsor companies is available which is a reasonably good indicator.

Extract from the article published in The Indian Express(Express Money Section) on 31.08.2008

Author: Shri Sanjay Kr Singh

Should you use the NPS?
First, let us dwell on its positives. If you invest the equity component of your retirement savings in the New Pension Scheme (NPS), it would get managed at a low cost. Its cost is lower even than that of an index fund. For young investors, especially, the low cost would make a substantial difference to the final corpus. Its second advantage is that since it offers limited liquidity, the money remains available till retirement and doesn’t get used up for other purposes.
However, at present there are a couple of issues with the NPS. The most important is its tax status, which is EET. The NPS corpus gets taxed at withdrawal (while PPF and equity funds are not). Says Dhawan: “With the new tax code coming in, all instruments will be treated in a similar manner. Sooner rather than later, NPS will receive equal treatment. The reason why the NPS has been given EET status and not EEE status is probably that the government wants most products to move to EET status. Investors should wait till 2010-11 to see what the new tax code holds for NPS.”
Another issue with the NPS is that at present it is difficult to decide which manager you should invest with as no historical data is available. On the equity side, the NPS at present works like an index product with no active management. If, for reasons mentioned earlier, you believe that actively managed funds should be a part of your portfolio, then this is not the product for you.
Source article: indianexpress


IIT Professors on footsteps of Labour Unions, decided 2 observe a token fast tomorrow against UPA Govt’s new Policy

Why protest like unionists, Sibal asks IIT faculty

Human Resource Development Minister Kapil Sibal on Tuesday questioned the rationale of IIT faculty protesting like “trade unionists” against their revised pay scales.

“Pained” at their decision to observe a token fast on Thursday, he said the Ministry was in no way trying to interfere with the autonomy of the Indian Institutes of Technology as was made out by the faculty.

In a point-to-point rebuttal of the issues they raised, Mr. Sibal wanted to know how the provision for a Ph.D with first class at the preceding degree for the posts of Assistant Professor, Associate Professor and Professor could be seen as an attempt to dilute merit or autonomy. Further, this was a recommendation made by the Fifth Central Pay Commission.

As for the decision to set aside 10 per cent recruitments in a year at the Assistant Professor level on contract for Ph.Ds from the IITs, Mr. Sibal said this was part of the government’s effort to retain some of the IIT products within the system.

Given the opposition to the move, he pointed out that individual IITs were free to write to their boards for relaxation of this provision if they could not meet the 10 per cent requirement.

Referring to the IIT faculty comparing their pay scales with that of university and college teachers and those in certain government departments such as Atomic Energy, the Ministry’s contention is that they were picking and choosing only aspects that suited their argument.

“The fact is that an IIT faculty member can become an Associate Professor within six years, while under the University Grants Commission scales, this transition takes double the time,” Mr. Sibal said.

Defending the 40 per cent cap on the post of Professors at the grade of Rs.12,000 per month, he said a new pay band had been created for senior professors. The cap was much higher for the IITs than UGC institutions, where 10 per cent of the sanctioned posts of professor were placed in the senior grade. At the National Institutes of Technology, the cap was at 20 per cent, and the All-India Institute of Medical Sciences had a 25 per cent cap on the senior professor grade.

Borrowing a line from the All-India IIT Faculty Federation that the “issue is not just about a higher pay scale,” Mr. Sibal said: “I am happy that for them, salary is not the issue.” Drawing attention to their earnings from consultancies, he described their salary as the “icing on the cake,” adding the actual teaching time was kept very low in the IITs to facilitate research and consultancy work.

Source : The Hindu.


Apply 4Jobs: ONGC-340 Trainee Engineers, Army-250 Nursing Officers, MPSC-82 Public Prosecutors, ITBP-25 ASI(Steno) NRMU

  • ONGC Graduate Trainee-2009 vacancy
  • Army SSC Female Nursing Officer Sep09
  • MPSC Assistant Public Prosecutor vacancy Sep09
  • ITBP ASI Stenographer recruitment Sep09
  • MPSC Deputy Soil Survey Officer vacancy Sep09


ONGC Graduate Trainee-2009 vacancy

ongc Oil and Natural Gas Corporation Ltd.(ONGC)
Western Offshore Unit, Mumbai
Recruitment of 340 Graduate Trainees-2009
ONGC is looking for promising, energetic young Engineers with bright academic record to join the organization in the pay scale of Rs. 24900 - 50500/- with an increment rate of  3% per year :

  • Graduate Trainees : 340 posts (Drilling-36, Electrical-32, Mechanical-32, Instrumentation-20, Environment Engg/ Science. -2, Production-74, Materials Management-7, Chemistry-25, Geology-18, Geophysics (Surface) - 27, Geophysics(Wells) - 26, Reservoir-27, Finance & Accounts - 14),Age : 30 years as on 16/09/09. Relaxation as per rules.

Selection : Eligible candidates will be required to appear for written test  probably on 25/10/2009 (Objective as well as Subjective Type) consisting of two papers namely (i) General Awareness (ii) Subject / Specialization concerned. (b) The candidates who qualify in the online written test shall be called for interview and psychometric test.
Application Fee : Deposit Rs.500/- at the nearest branch of State Bank of India (Rs. 100/- for SC/ST/PH candidates) in ONGC A/C Number 30827318409..
How to Apply : Apply online till 30/09/2009. After applying online, download the system generated Registration Slip with unique registration number, space for photograph, signature and other details. The candidate is required to take a printout of the Registration Slip. The envelope containing the original registration slip, recent photograph (size 3.5 x 4.5 cms with white background) affixed, signature in the space provided superscribed with GT-2009 (Discipline) & GEN/OBC/SC/ST/PC as the case may be, is to be sent, by Ordinary posts to ONGC, Post Box No.453, Basavanagudi, Head Post Office, Bangalore-560 004 so as to reach latest by 06/10/2009.
Please view for details and Online submission of application is at


Army SSC Female Nursing Officer Sep09


Join Armed Forces Medical Services as Short Service Commissioned (SSC) Nursing Officer in Military Nursing Service (MNS) - 2/2009

Applications are invited from female candidates who have passed B.Sc. (Nursing)/ Post Certificate of B.Sc. (Nursing)/ M.Sc.(Nursing) in first attempt for grant of SSC in the Military Nursing Service as Nursing Officers.

  • SSC Officer (Nursing) : 250 posts, Qualification : B.Sc.(Nursing) / Post Certificate B.Sc.(Nursing)/ M.Sc.Nursing qualification from a recognised university (b) be a registered, as State Registered Nurse and Midwife., Age : 21-35 years as on 31/12//2009., Pay Scale : As applicable to the rank of Lieutenant.

Selection Procedure : Eligible candidates will be called for a written test to be conducted at Base Hospital Delhi Cantt in the 2nd week of November 2009. Based on the merit in the written test, the required number of qualified candidates will be called for an interview on the next day by a board of officers at the office of the DGAFMS, Ministry of Defence, M Block, New Delhi for final assessment and selection for grant of SSC in Military Nursing Service. Candidates qualifying in the interview will be subjected to medical examination on the third day.

How to Apply : Apply on A4 size paper in the prescribed format and should reach Integrated HQ of Ministry of Defence (Army), Adjutant General's Branch, Dte Gen of Medical Services (Army)/ DGMS-4B, Room No. 45, L Block Hutments, New Delhi - 110001 latest by 1300 hrs on 09/10/2009.

Please visit for details and application form.


MPSC Assistant Public Prosecutor vacancy Sep09

Maharashtra-PSC Maharashtra Public Service Commission (MPSC)
Bank of India Building, 3rd Floor, Mahatma Gandhi Road, Hutatma Chowk, Mumbai-400001 (Maharashtra)

Applications are invited for filling up following  posts :

  • Assistant Public Prosecutor (Group A in the Directorate ot Public Prosecutions, Home Department.) : 82 posts, Pay Scale : Rs.7450-225-11500/-, Age : 33 years as on 01/01/2010. Relaxation in age as per rules, Qualification : Degree in Law of a statutory university and experience of working as an advocate in the High Court or in a Court subordinate thereto, for a period of not less than 5 years.

Application form : Application form with Prospectus is available in the designated Post Offices in the state of Maharashtra only in their working hours for which the cost is Rs.100/-.
Application Fee : Rs.400 (Rs.200/-for BC) should be paid in the Post Office by cash along with application.
How to Apply : The duly filled up Application Form along with required fee should be submitted only at any of the designated Post Offices in their working hours on or before 20/10/2009.
Please  view,%20Gr-A.pdf    for  more details.


ITBP ASI Stenographer recruitment Sep09
Ministry of Home Affairs (Government of India)
Advertisement for recruitment of Assistant Sub-Inspector (ASI) (Stenographer) in ITBP
Applications are invited for filling up the 25 posts of Assistant Sub-Inspector (Stenographer) in ITB Police from Indian citizens. Last date for receipt of applications is 20/10/2009. Last date is 28th October 2009 for the candiates from far-flung areas.
Age : Between 20 to 25 years as on 20/10/2009
Pay Scale : Rs.5200-20200 Grade Pay Rs.2800

Educational Qualification : Senior Secondary Certificate (10+2) from a recognized Board or equivalent. (ii)Minimum speed of 80 words per minute in English shorthand and 40 words per minute in English typing. OR Minimum speed of 80 words per minute in Hindi shorthand and 30 words per minute in Hindi typing.
Fee : All candidates belonging to General & OBC category should furnish a crossed Indian Postal Order or Bank Draft worth Rs. 50/- drawn in favour of the Inspector General (Special) Frontier, ITBP, West Block, Wing-2, Sector-1, R.K. Puram, New Delhi-110066 payable at SBI, R.K. Puram, New Delhi (Bank code - 1076). SC/ST candidates are exempted from application fee .
How to Apply : Application Form in prescribed format along with Candidate’s Admission Card and attested copies of requisite documents/testimonials, and 2 latest photograph  should be sent by the candidates so as to reach the Inspector General (Special) Frontier, ITBP, West  Block, Wing-2, Sector-1, R.K. Puram, New Delhi-110066 on or before the last date 20/10/2009.

For complete detail of the advertisement for information like selection process, eligibility criteria, how to apply, certificates to attach with application form and Application Form, please visit

Maharashtra-PSC Maharashtra Public Service Commission (MPSC)
Bank of India Building, 3rd Floor, Mahatma Gandhi Road, Hutatma Chowk, Mumbai-400001 (Maharashtra)

Applications are invited for filling up posts :

  • Deputy Soil Survey Officer : 06 posts, Pay Scale : Rs.6500-200-10500/, Age : 33 years as on 01/01/2010. Relaxation in age as per rules, Qualification : Batchlors degree in Civil or Agricultural Engineering or a Masters Degree in Chemistry or Agriculture of any recognised university at least in second class and hiving experience in the laboratory & in field works of Soil Survey relating to Agriculture & Irrigated Cultivation for not less than three years.

Application form : Application form with Prospectus is available in the designated Post Offices in the state of Maharashtra only in their working hours for which the cost is Rs.100/-.
Application Fee : Rs.400 (Rs.200/-for BC) should be paid in the Post Office by cash along with application.
How to Apply : The duly filled up Application Form along with required fee should be submitted only at any of the designated Post Offices in their working hours on or before 20/10/2009.
Please view,%20Directorate%20of%20Irrigation,%20Reaserach%20and%20Development,%20Gr-A.pdf  for more details.


While replying 2Questionnaire of Rly Board, please represent our anger 4 ALPs Grade Pay, Mileage & HoER

A questionnaire is supplied by RB to all DRM's to submit by today.
Please ensure that our views to be represented regarding dissatisfaction about ALPs Grade Pay, Mileage & HoER (Duty Hours) etc.

Personal Data

Division:                  Station:                            Section:
Name of the employee:
Pay in pay band:                                  Grade:



Q1.Whether you are satisfied with your Job ? (Pl Tick one appropriate box)
1-2-Not satisfied
3-5-Average satisfied
6-8-Very satisfied
9-10-Highly satisfied

Q2.Have you any problems in discharging in your duties?Yes/No.
If yes please tick relevant item/items:
(1)Problems with subordinates:
(2)Problems with colleagues:
(3)Problems with superiors:
(4)Non-availability of tools and equipments:
(5)Problems regarding payments and other personnel issues:
(6)Have any other problems (Please specify)

Q3.Have you any personnel problems which effect your working? Yes/No.
If yes,please tick relevant item/items:
(1)Your personal health problems if any:
(2)Health problems of family:
(3)problems related to your children:
(4)Any other problems (please specify)

Signature of the employee with date

‘All 14 Durontos on track’? Howrah-Mumbai Duronto Express may be inaugurated soon, inspite of oppose of running staff

DURONTO- Started
DH News Service:
Railway Minister Mamata Banerjee on Friday flagged off the Duronto Express - India’s fastest non-stop train that will cover the 1,454 km distance between Sealdah in West Bengal and New Delhi 90 minutes quicker than the Rajdhani.
“This new superfast express that will run at 130 kms per hour, will take 16 hours and 30 minutes to complete the journey as against 18 hours being taken by the normal Rajdhani express,” Ms Banerjee said after flagging off the train from Sealdah Station. “The next Duranto train, Howrah- Mumbai Yuba Express is almost ready and we’ll shortly have its inaugural run.”
While stating that railways have been striving hard to fulfil all the promises made in the budget for 2009-10, she claimed all the 14 Duranto versions will be on track before the stipulated time. “And there can be one or two more of it,” she added without elaborating from when they would commence operations.
The Duranto will have three operational stoppages during its journey, but no commercial one. The Sealdah-New Delhi Rajdhani Express has six commercial stoppages at the moment. According to her, speed of other superfast trains like Kalka which presently run at 110 kms per hour, will gradually be raised to 120 kmph. Fares have been kept lower than those of Rajdhani though all the coaches are air-conditioned.
Incidentally, the train sports an environmental-friendly design that was sketched by the Minister herself. Brushing aside all speculations that the new type of specially-designed coaches might jump the rails at such a high speed, she said the coaches have been certified by the railway’s technical safety chief D K Roy. The train is built of stainless steel, which is lighter, anti-corrosive and more durable than the conventional ‘cotton steel’. Another important safety feature is the central buffer couplers whose enhanced load capacity makes the train derailment-proof.
Besides safety and hygiene features like dustbins and fire extinguishers, the trains have sleeker designs for bottle holders and switches, mobile charging points, sliding transparent doors between coaches, and LED night lamps instead of regular fluorescent lights.
The Sealdah-New Delhi Duronto will have one AC I-tier coach, three AC II-tier coaches, four AC III-tier coaches and five economy AC III-tier coaches besides generator cars. The Duronto rakes comprise ICF coaches used in the Rajdhanis and Garib Raths earlier. The Garib Raths had AC III-tier coaches that could accommodate more passengers.
Each Duronto coach is 24 metres long, compared to the regular coach length of 22.3 metres.

INDIAN ARMY 10+2 Technical Entry Scheme Course - 23 Commencing from July 2010

Army 10+2 TES 23rd Course July 2010 Entry


10+2 Technical Entry Scheme Course - 23 Commencing from July 2010

Applications are invited from unmarried male who have passed 10+2 examination with Physics, Chemistry and Mathematics subjects and fulfill the eligibility conditions for the grant of permanent commission in the Indian Army.

  • Qualification : 10+2 (PCM) with 70% marks.
  • Age : 16 and half to 19 and half years i.e. born between 01 Jan 1991 and and 01 Jan 1994 (both days inclusive)
  • Physical Standard: min. height 152 cm and weight 42 kg., better eye 6/6 and worst eye 6/18
  • Type of Commission : On susccessful completion of 4 years of the course cadets will be granted Permanent Commission in the Army in the rank of Lt. in Arms/Services as per discretion of Army Hq.
  • Pay Scale : Candidates will be entitled to pay sclae of Rs.15600-39100 plus Grade Pay Rs.5400 plus MSP and other allowances

Method of Selection: Only selected (shortlisted) candidates will be called for Service Selection Board (SSB) interview at Allahabad, Bhopal and Bangalore for fives selection process. In which candidates will be put through Psychological test, Group Test and Interview.

How to Apply: Applicaiton Forms in accordance with the prescribed format attested by a Gazetted Officer of the Central/State Govt./1st Class Magistrate etc., colour paper and complete in all respects with superscription on the envelope " APPLICAITON FOR 10+2 (TES) COURSE SER. NO. 23, JUL 2010" is to be sent to the following address to reach by 06/11/2009 by registered post.

  • Additional Director General of Recruitment  (TES Entry), West Block-3, R.K. Puram, New Delhi - 900108 C/o 56 A.P.O. on or before 06/11/2009.

Further detail regarding this entry scheme can be seen at (in Permanent Commission). The Applicaiton Form is available at

ICC Champions Trophy 2009 Complete Calendar Visit:-

ICC Champions Trophy 2009 Complete Calendar


clip_image001The most awaiting ICC Champions Trophy got a new fixture scheduled from September 22 to October 5. Sports channels ESPN & STAR Cricket will telecast live all the 15 matches from ICC Champions Trophy to be played in South Africa.

Group A: Australia, India , Pakistan , West Indies
Group B: South Africa , New Zealand , Sri Lanka, England





Sep 22

Group B - South Africa vs Sri Lanka (D/N)


1800 IST

Sep 23

Group A - Pakistan v West Indies (D/N)


1800 IST

Sep 24

Group B - South Africa v New Zealand


1300 IST

Sep 25

Group B - England v Sri Lanka (D/N)


1800 IST

Sep 26

Group A - Australia v West Indies


1300 IST

Sep 26

Group A - India v Pakistan (D/N)


1800 IST

Sep 27

Group B - New Zealand v Sri Lanka


1300 IST

Sep 27

Group B - South Africa v England (D/N)


1800 IST

Sep 28

Group A - Australia v India (D/N)


1800 IST

Sep 29

Group B - England v New Zealand (D/N)


1800 IST

Sep 30

Group A - Australia v Pakistan


1300 IST

Sep 30

Group A - India v West Indies (D/N)


1800 IST

Oct 2

1st Semi-Final (D/N) - (A1 v B2)


1800 IST

Oct 3

2nd Semi-Final (D/N) - (B1 v A2)


1800 IST

Oct 5

Final (D/N)




Additional Side berth removed, but side upper berth not lowered yet, why?

The railways were hoping to earn some brownie points by knocking out the side middle berths from mail and express trains. But the litany of the passengers continue. Many have complained that by not lowering the side upper berths to its original height, travelling has become cumbersome.
To generate extra revenue, former railway minister Laloo Prasad Yadav had introduced the side middle berth on all trains. Not only was travel difficult for the three people on these berths, passengers on the opposite side too were inconvenienced as sitting facility for the person on the side middle berth was slotted there. With complains pouring in from every quarter, the railways
withdrew these berths in July. Some are yet to be dismantled, but reservations are not being issued by them.
Why the side upper berth was not lowered while knocking out the middle is something the Railways have never explained. The yawning gap that's left between the side berths now make it a spacious place for the passenger on the lower berth while the one above him is boxed in.
"The railways seemed to have completely overlooked that they had to lower the upper berth when knocking out the middle one,"
According to railway sources, the adjustment has to be done at the zonal level. Central Railway have well-equipped workshop at Matunga in Mumbai, and the work can be done in there. But, neither wants to act in the absence of any clear instructions.


Grant of Honorarium to Inquiry Officers and Presenting Officers

The rates of honorarium payable to the I0 /PO in the case of departmental inquiries were last revised in the case of serving Government employees functioning as part time IQ/PO and in the case of retired Govt Servants functioning as IO.
The existing rates of honorarium as prescribed in the aforesaid OMs was reviewed in consultation with the Ministry of Finance. As a result of review, it has been decided to revise the existing rates of the honorarium, payable, to I0/PO. The rates of honorarium as revised are indicated below.
Particulars Revised Rates
a) Inquiry Officer (Part time Serving Govt employees) Rs. 3000/-Maximum and 1500 /- Minimum.
b) Presenting Officer (Part time serving Govt employees) Rs.1500/maximum and 750 /- Minimum.
c) Retired Govt Servants as Rs.9750/ . (lumpsum) Plus Inquiry Officers 1500/- for every additional charge.

The grant of revised rates of honorarium as above will be subject to the same conditions stipulated previously. These orders will take effect from the date of issue and will also apply to inquiries in progress.


Shri R.V.Jadhav, Director ECC Bank Solapur Contact@ 9923032009 for any ECC problem

5% DA declared to all Central Govt Employees, Now From 01-07-2009 DA will be 27%

Release of additional instalment of dearness allowance to Central Government employees and dearness relief to Pensioners, due from 1.7.2009


The Cabinet has decided to release an additional instalment of Dearness Allowance (DA) to Central government employees and Dearness Relief (DR) to pensioners w.e.f. 1.7.2009 representing an increase of 5% over the existing rate of 22% of the Basic Pay/Pension, to compensate for price rise. The increase is in accordance with the accepted formula, which is based on the recommendations of the 6th Central Pay Commission. The combined impact on the exchequer on account of both dearness allowance and dearness relief would be of the order of Rs.4355.35 crore in a full year and Rs.2903.55 crore in the financial year 2009-2010 (for a period of 8 months from July, 2009 to February, 2010).

1% interest subvention on housing loans upto Rs.10 lakh

1% interest subvention on housing loans upto Rs.10 lakh

The Cabinet today approved the Scheme of 1% interest subvention on housing loans up to Rs.10 lakh and the allocation of a sum of Rs.1000 crore for the Scheme.
Point-wide Details
• Interest subvention of 1 percent will be made available on individual housing loans upto Rs.10 lakh for construction / purchase of a new house or extension of an existing house provided the cost of the construction/price of the new house/extension does not exceed Rs. 20 lakh.
• The Scheme will be implemented through Scheduled Commercial Banks (SCBs) and Housing Finance Companies (HFCs) registered with the National Housing Bank (NHB).
• The first twelve instalments of all such loans sanctioned and disbursed during the period of twelve months from the date of publication of the scheme will be eligible for interest subvention.
• Subsidy of one percent will be computed for 12 months on disbursed amount and adjusted upfront in the principal outstanding irrespective of whether the loan is on fixed or floating rate basis.
• Reserve Bank of India (RBI) will be designated the nodal agency for SCBs and National Housing Bank (NHB) will be designated the nodal agency for HFCs.
There has been a notable deceleration in the sectoral flow of credit to the housing sector which is attributable to increase in the price of houses, slackening of income growth and a rise in interest rates for housing loans.
The Finance Minister in his reply to the debate on the Finance Bill in the Lok Sabha on 27th July, 2009 made the announcement that housing, particularly lower and middle income housing, deserved to be supported. In order to stimulate this segment of house owners, he proposed to provide support to borrowers by way of interest subvention of 1% on all housing loans up to Rs.10 lakh to individuals, provided the cost of the house does not exceed Rs.20 lakh.
Implementation Strategy and targets
All Scheduled Commercial Banks (SCBs) and Housing Finance Companies (HFCs) will submit a monthly consolidated return to the Reserve Bank of India (RBI) and National Housing Bank (NHB) respectively, specifying interest subvention given.
The nodal agencies will put up a demand to the Government of India for release of subsidy amount and the Government of India in turn will sanction and release the subsidy amount based on demand received.
The number of beneficiaries covered under the scheme will depend, interalia, upon the size of the loan amount and the number of beneficiaries approaching the nodal agency for interest subvention. Being a demand driven scheme no specific targets for coverage of beneficiaries have been fixed.
Major Impact:
It is expected that cut in interest rates should reduce Equated Monthly Instalments (EMIs) of borrowers and create additional demand for housing. This in turn should stimulate demand in construction industry as well as industries such as steel & cement having employment potential and income multiplier effect.
Expenditure involved:
An amount of Rs.1000 crore will be allocated in the Budget for the year 2009-10 for implementation of the Scheme.
No. of beneficiaries:
On a housing loan of Rs.10 lakh, the 1% interest relief available will amount to Rs.10,000/- per account. As such, the Scheme of a size of Rs.1000 crore is expected to cover 10 lakh beneficiaries in one year period.
States/Districts covered:
The scheme will cover all States & Union Territories of the country, including rural & urban areas.



American scientists have for the first time shown how exposure to diesel fumes causes cancer

American scientists have for the first time shown how exposure to diesel fumes causes cancer.

Qinghua Sun, an assistant professor of Environmental Health Sciences at Ohio State University, says that diesel exhaust has the ability to induce the growth of new blood vessels that serve as a food supply for solid tumours.

The researchers found that in both healthy and diseased animals.

According to them, more new blood vessels sprouted in mice exposed to diesel exhaust than did in mice exposed to clean, filtered air.

They say that this finding indicates that previous illness is not required to make humans susceptible to the damaging effects of the diesel exhaust.

The researchers say that inhaled diesel particles are very tiny in size, which is why they can penetrate the human circulatory system, organs, and tissues.

This suggests that diesel fumes can cause damage just about anywhere in the body, they add.

Diesel exhaust exposure levels in the study were designed to mimic the exposure people might experience while living in urban areas and commuting in heavy traffic.

The levels were lower than or similar to those typically experienced by workers who use diesel-powered equipment, who tend to work in mines, on bridges and tunnels, along railroads, at loading docks, on farms and in vehicle maintenance garages, according to the U.S. Department of Labour.

“The message from our study is that exposure to diesel exhaust for just a short time period of two months could give even normal tissue the potential to develop a tumour,” said Qinghua Sun, senior author of the study.

“We need to raise public awareness so people give more thought to how they drive and how they live so they can pursue ways to protect themselves and improve their health. And we still have a lot of work to do to improve diesel engines so they generate fewer particles and exhaust that can be released into the ambient air,” Sun added.

A research article on the study, supported by Health Effects Institute awards and grants from the National Institutes of Health, has been published in the online edition of the journal Toxicology Letters. (ANI)


GSMR mobile communication betn drivers, guards & controllers in the control room 4 safety of passengers in NCRly


In order to ensure safety for passengers, the North Central Railway has started mobile train radio communication (MTRC) project. It would result in better communication between the drivers, guards and controllers in the control room.
The work on the project is going on in the New Delhi-Mughalsarai section of New Delhi-Howrah route. It is also being implemented in the Lucknow-Kanpur section of Northern Railway. The project is being handled by IRPMU (Indian railway project implementation unit).
MTRC would help in instant communication of train crew with control centre and station master. This will enable the maintenance staff and officers deputed at different locations to communicate instantly with each other, thereby enhancing the efficiency.
GSMR (global system mobile for railways) technology will be used in the system. Mobile towers are being installed across the railway tracks which would help in better communication between the drivers, guards and the section controllers.
GSM is a linear network, so directional antennas can be used to improve propagation characteristics. The important aspects of GSM are priority and pre-empt, voice group call service and voice broadcast service. The calls could be prioritised as per the priority. Any call with less priority will be pre-empt for allowing the more important caller to have access to the network. The voice group calls service (VGCS) provides communication among a group of drivers, guards, station masters and in case of emergencies, the controller or anyone assigned for the purpose.
Each and every point of track will be connected to activity centres. It would handle better post-disaster management. The system would help the maintenance staff working in block sections to seek direction from branch officers. This will ensure efficiency. Further, shunting operation can be better managed with the shunting team leader in contact with the station master. The controller can also monitor such operations directly.
From safety point of view, mobile train radio communication system can be used to forewarn drivers as well as the officials on the track. Besides, in case of any security problem, the security staff on patrol can immediately report to the security controller.
Priority and pre-empt facility will enable the driver, guard, station master to report without blocking the network. Calls with lower priority will be pre-empted.
Dispatchers at control stations will enable controllers to control the movement of trains in a more effective manner. The log of calls can be stored. Emergency calls will be routed faster, taking less than two seconds than other low priority calls which would take about 10 seconds.
The controller and the station master can also initiate group calls in a particular pre-defined area involving any group of drivers, guards or shunting teams. Communication with the controller will be location-based, that is a driver or guard can be connected to the section controller along the journey. This could be done through geographical demarcation of control sections.

“Mission India” Film dedicated to our Nation by the Students. Download Free from

A group of 43 enthusiastic students of Xplora Design Skool (XDS) got together from their different campuses across India & decided to express their feeling for our nation on this Independence Day. This has resulted into a remarkable achievement today - Mission India a timeless master piece of 2D Animation Film dedicated to our nation.

Download Free:

 Mission India 

The Initiative: Xplora Design Skool wanted to contribute to the national development through a social awareness campaign called “Mission India”. They realized that the best way to do this would be to give an opportunity to their students to make an Animation Film on social cause. This marked the beginning of the first 2D Animation film dedicated to the nation on this Independence Day, and, the rest is history- students’ brain stormed, generated unique ideas, and gradually created a story. They completed the whole scripting with help from the Animation faculty experienced in such film making.

The Film : Mission India, a 7 minute 2D Animation film & 1 ½ minute Animation of National Anthem is an awakening call to today’s youth to fight against modern day evils i.e. corruption, terrorism, mediocrity, a call to lead our country on the road to progress and prosperity. Today everyone in our country gives their acquaintance as “I am a Hindu”, “I am a Muslim”, “I am a Sikh”, “I am a Christian”, “I am a Gujarati”, “I am a Maharastrian”, “I am a Punjabi”, “I am a Keralite” but it’s really sad that no one says with pride that “I am an Indian”. It’s time we get united and stand as one.

Purely a Students Film: The conceptualizing, scripting, sketching, story boarding, Art work, drawing, colour filling, shading, production, lip sync, editing of the film- all has been done purely through the TEAM work of young, energetic, creative and highly imaginative students of Xplora Design Skool. These students both boys and girls came together from different parts of our country (different XDS Campuses) - Coming from different States, Caste, Communities , Regions and walks of life, these students, who are Hindu, Muslim, Sikh and Christian are a true example of the spirit of unity in diversity of our Nation. They have come together to give a powerful message to the Youth of India by this Song and Animation – “Mission India”.

The Effort & Appreciation: These students had determined to work day & night to complete the project within the deadlines. They worked in two shifts from 9 am to 8 pm and then the other team from 8 pm to 6 am. Today we see that these students (who worked tirelessly 24X7) have bagged a great achievement in their career. Their efforts have made them more confident because their 1st 2D animation Film made on India, a result of their hard work and passion, is being screened, appreciated & applauded across the Nation over news channels, newspapers, prominent personalities, state leaders, colleges, schools, cinema halls, malls, etc.

The Film in just 20 days: The movie is produced by Xplora Design Skool and directed by Mr. Shreyansh Shah with XDS Students as the real Hero - because the whole Creation (Pre-Production, Production, Post production) is done by students in just 20 days, imagine, a 8 ½ minute animation done from a scratch in 20 days. All these became possible with the constant encouragement & motivation from their institute under the guidance of the XDS faculties.

This film is a part of Xplora Design Skool’s national internship program to give a feel of how students are required to work in the Industry - how real studios work. This internship forms a part of the newly launched education model SPLL (Studio based Production Level Learning), where students are given a group project to work with industry experts, mentoring them & there by giving the students the required skill & knowledge as desired by the industry.

“This is Just a Beginning… Yes Xplora Design Skool when asked about Mission India film proudly announced and Promised to its students that now onwards they will be producing such 2D & 3D movies every 3 months on a regular basis, with an objective that gradually all its students get a taste of Industry working style as well as become responsible citizens of our country.” – Monika Jain (Kota Xplora Student)

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About Xplora:

Xplora Design Skool pioneered the multimedia & animation career drive in India using the unique Reverse Education Model, combining Technology and one of the pressing requirements of our country “ Unemployment” through which they have been able to create a 100% Placement Record for their students since the last 8 years.

At XDS annually 7000+ students study under the Reverse education model to get trained and placed with XDS’s 1250+ Associate companies, thus, making XDS the only Multimedia & Animation Education Company present at 125+ Campuses across 21 states in India to have a Vocational Status. Xplora Design Skool received the prestigious “Shiksha Bharti Puraskar” for generating employment through education.


CBI registers case against senior railway official

CBI registers case against senior railway official - Chennai City NEWS
- The Times of India

CHENNAI: The anti-corruption wing of the Central Bureau of Investigation (CBI) has registered a case against a senior railway official for
allegedly allowing shops in railway stations to function after their contract had expired.

According to sources, the CBI found prima facie evidence that Yesuratnam, senior divisional commercial manager (SDCM), asked the Railway Protection Force (RPF) and station managers not to book cases against 54 vendors at Chennai Central and Egmore railway stations, whose contract had expired. He also did not to allow Indian Railway Catering and Tourism Corporation (IRCTC) to take over the stalls, causing Rs 3 crore in losses to Southern Railway.

The CBI raided Central and Egmore railway stations but the raids did not reveal anything substantial. The agency has registered a case against the officer for misuse of official authority to cause revenue loss to railways.

A senior railway official said that the stalls were located at different points on the platforms and were auctioned to traders by the commercial department of Chennai division. Southern Railway was in the process of handing over the stalls to IRCTC, which has been entrusted with managing these stalls, following a change in policy.

"The stalls were being handed over to IRCTC one by one as the contracts expired. Once the contract expires, railways takes stock of the condition of the stalls before passing it to IRCTC," said an official.

Southern Railway has been on the CBI radar for quite sometime. It busted misuse of emergency quota tickets last year; arrested a railway deputy chief engineer from a running train and seized Rs 6.75 lakh of unaccounted money from him; unearthed a scam in procuring and servicing escalators and lifts at Mass Rapid Transit System (MRTS) railway stations in the city.

Public opinion about the Cab ergonomics

Public opinion about the Cab ergonomics
IRFCA Guidelines:

Some letters posted in Indian Railway Fans Club Association is given below.

Hello all,

While we marvel at the MPS piloting by our IR LP brothers, we should also try to sympathize with them for the discomfort that they experience at these high speeds.

The other day, I was driving in our car at about 80 mph which is about 128 kmph - easily comparable to the MPS of many of our trains.

I rolled down the windows and immediately rolled them up as the wind was making things really uncomfortable on that hot summer's afternoon.

The thought then occurred to me then that our LPs when they drive our trains at 130 kmph in all kinds of weather - 10 Celsius or 45 Celsius, sunny or the worst of storms - they are required to exchange signals with each SM and cabin of the stations they pass.

What discomfort they must be experiencing then?

Thanks guys, for giving us hours and hours of enjoyment while doing your duties rain or shine.



Dear Mr Uttam,

Your note. The sympathy is well placed.

At the same time, both in passenger/freight/express hauled
by WDM and WAP, WAG, let assure that the cabin temperature is not all that bad despite the outside weather conditions. And I have done this in the peak of summer and Winter in North, and also in temperate (humid) conditions in South.

The LPs and ALPs are quite at home, and very relaxed. When I did enquire about temperatures, they said you get used to it. And believe me, unlike the metalled roads, the weather on the *rail roads* are better. The windows on the locos do not push air in from outside, and the speed of the train rather, to my surprise, cools the air, when it comes in towards the rear end of the LP and the back of the ALP.

On long runs, they remind each other to drink water... and when halted at signals, they don't even get down, except to stretch, and sometimes to pee.(at stations).

Their comfort level in terms of temperature is better than SL coaches, despite the multiple fans in each bay !! :) They too now have fans directed at them, but I have not seen them switching them on. (I should be corrected).

BTW, they enjoy driving, and they are envious if someone crosses them at higher speed! Not because of higher grades or higher allowances.

I did hear some locos now have air-conditioning. Trying to locate them.

PME Due Date

Master Circular No. 25

Copy of Railway Board’s letter No. 69/H/3/11 dated 06.12.1974

Subject: Implementation of the Recommendations of the Visual Sub-Committee.

6. Periodical re-examination of serving Railway Employees:

6.l. In order to ensure the continued ability of Railway employees in Classes A l, A 2, A 3, B l and B 2 to discharge their duties with safety, they will be required to appear for re-examination at the following stated intervals throughout their service as indicated below:

6.1.1. Classes A l, A 2 and A 3 —At the termination of every period of three years, calculated from the date of appointment until they attain the age of 45 years, and thereafter annually until the conclusion of their service.

Note: (l) The staff in categories A l, A 2 and A 3 should be sent for special medical examination in the interest of safety under the following circumstances unless they have been under the treatment of a Railway Medical Officer.

(a) Having undergone any treatment or operation for eye trouble irrespective of the duration of sickness.

(b) Absence from duty for a period in excess of 90 days.

(2) If any employee in medical category A has been periodically medically examined at any time within one year prior to his attaining the age of 45, his next medical examination should be held one year from the due date of the last medical examination and subsequent medical examination annually thereafter.

If, however, such an employee has been medically examined, at any time earlier, than one year prior to his attaining the age of 45, his next medical examination should be held on the date he attains the age of 45 and subsequent medical examination annually thereafter.

Ammendment: It was ammended in 1993 as below

Age Group PME Due

Age 00-45 every 4yrs

Age 45-55 every 2yrs

Age 55-60 every year
As per Rly Bd's Guideline of Medical Exam issued vide LNo. 88/H/5/12 dated 24-01-1993

a) PME would be done at the termination of every period of 4 years from date of appointment / Initial medical Exam till the date of attainment of age of 45 years, every 2 years upto 55 years & there after annual till retirement.
b) Employees who has been periodically examined at any time within 2years prior to his attaining the age of 45years would be examined after 2years from the date of last PME & subsequent PME for every 2years upto 55years age.Of

NRMU 4 you

6.1.2. Classes B-1 and B-2—On attaining the age of 45 years, and thereafter at the termination of every period of five years.