Protecting Your Card
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Keep your card in a safe place to avoid damage.
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Memorize your Personal Identification Number (PIN). Never write the PIN down on anything in your wallet or on the card itself.Never tell your PIN to any third person, whether to family member, office staff.
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When selecting a PIN, avoid numbers and letters that relate to your personal information. For example, don't use your initials, birthday, telephone or vehicle number ,if you have such a number, contact your bank and get a new PIN issued.In most of ATM ,you can change your ATM pin yourself.
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Immediately report a lost or stolen card to your financial institution.
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To help guard against fraud, keep your ATM receipts until you check them against your monthly statement.
Safety Tips at the time Of withdrawal
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Observe your surroundings before using an ATM. If the machine is obstructed from view or poorly lit, visit another ATM..
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Take a friend with you - especially at night.
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Have your card out and ready to use.
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Shield the screen and keyboard so anyone waiting to use the ATM cannot see you enter your PIN or transaction amount.
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Put your cash, card and receipt away immediately. Count your money later, and always keep your receipt.
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If you see anyone or anything suspicious, cancel your transaction and leave immediately. If anyone follows you after making a transaction, go to a crowded, well-lit area and call the police.
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When using an enclosed ATM that requires your card to open the door, avoid letting strangers follow you inside.
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Check with your financial institution to determine what the daily limit of funds that can be withdrawn from your account is.
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Use swap ATM machine ,Machine which take ATM card inside are risky and some time they ate your ATM card ,due to input of wrong ATM pin ,withdrawal amount given is more than balance and for other reason .
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Use Your own Bank machine ,where ever possible .the reason is that if there is a problem in Transaction then problem can be solved by your bank directly but if other banks ATM is used then to solve dispute you have to contact two bank branches.
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If your card jammed in ATM, report this immediately to the bank.
Read more: http://www.simpletaxindia.org
PME Due Date
Master Circular No. 25
Copy of Railway Board’s letter No. 69/H/3/11 dated 06.12.1974
Subject: Implementation of the Recommendations of the Visual Sub-Committee.
6. Periodical re-examination of serving Railway Employees:
6.l. In order to ensure the continued ability of Railway employees in Classes A l, A 2, A 3, B l and B 2 to discharge their duties with safety, they will be required to appear for re-examination at the following stated intervals throughout their service as indicated below:
6.1.1. Classes A l, A 2 and A 3 —At the termination of every period of three years, calculated from the date of appointment until they attain the age of 45 years, and thereafter annually until the conclusion of their service.
Note: (l) The staff in categories A l, A 2 and A 3 should be sent for special medical examination in the interest of safety under the following circumstances unless they have been under the treatment of a Railway Medical Officer.
(a) Having undergone any treatment or operation for eye trouble irrespective of the duration of sickness.
(b) Absence from duty for a period in excess of 90 days.
(2) If any employee in medical category A has been periodically medically examined at any time within one year prior to his attaining the age of 45, his next medical examination should be held one year from the due date of the last medical examination and subsequent medical examination annually thereafter.
If, however, such an employee has been medically examined, at any time earlier, than one year prior to his attaining the age of 45, his next medical examination should be held on the date he attains the age of 45 and subsequent medical examination annually thereafter.
Ammendment: It was ammended in 1993 as below
Age Group PME Due
Age 00-45 every 4yrs
Age 45-55 every 2yrs
Age 55-60 every year
Details:-
As per Rly Bd's Guideline of Medical Exam issued vide LNo. 88/H/5/12 dated 24-01-1993
a) PME would be done at the termination of every period of 4 years from date of appointment / Initial medical Exam till the date of attainment of age of 45 years, every 2 years upto 55 years & there after annual till retirement.
b) Employees who has been periodically examined at any time within 2years prior to his attaining the age of 45years would be examined after 2years from the date of last PME & subsequent PME for every 2years upto 55years age.Of
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6.1.2. Classes B-1 and B-2—On attaining the age of 45 years, and thereafter at the termination of every period of five years.
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